Money held, not promised
The buyer pays into escrow before work starts. The seller can see it is funded; nobody can touch it until the deal is done.
Escrow Marketplace
Trade with strangers, without the risk
Mullahc holds the buyer's money until the seller delivers. Hire freelancers, sell goods or close big deals across Africa, with milestones, chat and fair dispute resolution built in.
1Agree on the dealPrice, delivery date, milestonesOffer
2Buyer funds escrowWallet, M-Pesa or USDT/USDCLocked
3Seller deliversFiles and updates in the deal chatIn progress
4Buyer approvesMoney released to the sellerReleased
161 countriescan buy and sell in escrow
USDT · USDCsettlement everywhere
Local currencywhere Mullahc Finance is live
Licensed partnershold funds in custody
Features
Built for deals that need trust
Milestones
Split larger jobs into stages. Each milestone is approved and released on its own, so both sides stay protected.
Deal chat with files
Agree details, share proofs and delivery files in one conversation tied to the deal.
Fair disputes
If something goes wrong, open a dispute. The Mullahc team reviews the evidence and decides where the money goes.
Marketplace listings
Sellers list services or goods once; buyers find them and start a protected deal in a few taps.
Crypto or local money
Fund with USDT or USDC in any supported country, or with your local wallet and mobile money where Finance is available.
How it works
How a protected deal works
1
Agree the terms
Pick a listing or send an offer with the price, delivery date and milestones.
2
Buyer funds escrow
Pay with your wallet, M-Pesa, or USDT/USDC. The money is locked for this deal.
3
Seller delivers
Progress, files and messages are tracked in the deal.
4
Release
The buyer approves and the seller is paid. Withdraw to your wallet, mobile money or crypto address.
Available widely
Escrow everywhere, finance where it is live
Escrow is open in 161 countries with USDT and USDC settlement. In Kenya, Nigeria, Ghana, Uganda and Tanzania you can also fund and get paid in your local currency through your Mullahc wallet.
- Clear fees shown before you fund a deal
- Released funds go to your escrow balance, ready to withdraw
- Automatic expiry and release rules keep deals moving
Deal #ESC-2041 · Logo design
Milestone 1 · ConceptsUSDT 120.00Released
Milestone 2 · Final filesUSDT 180.00Funded
Dispute window3 days after delivery
Who holds the money?
Funds in escrow are held in custody by Mullahc's licensed partners, separately from day-to-day balances, until the deal is released or a dispute is decided.
What happens if the seller does not deliver?
If the deal expires or a dispute is decided in your favour, the money goes back to you. Refunds go to your escrow balance, from where you can use them for a new deal or withdraw them.
Which currencies can I use?
USDT and USDC are available in every supported country. Local currency (for example KES) is available where Mullahc Finance is live.
How much does it cost?
A small escrow fee depending on the service. You always see it before you fund the deal.
More from Mullahc
Money should move as fast as ideas
Open your Mullahc account in minutes. Verification is quick, and you can start with the wallet, escrow or merchant tools.