Hosted checkout
Send customers to a secure Mullahc page that handles wallet sign-in, M-Pesa and Airtel prompts, and shows fees upfront.
Mullahc for business
Get paid online, the way Africa pays
Accept Mullahc wallets, M-Pesa and Airtel Money on your website, in your app or with a simple link. Money lands in your merchant wallet, ready to pay out.
Mullahc CheckoutSecure
Pay Nairobi Coffee Co.KES 1,500.00
WMullahc walletMLH ID and password
MM-PesaPIN prompt on your phone
AAirtel MoneyPIN prompt on your phone
Pay KES 1,500.00
Hosted checkoutsecure payment page, no build needed
Pay by phonePIN prompt from your own page
Local + USDaccept your currency and dollars
Auto payoutsto mobile money by API
Features
Every way to take a payment
Direct Charge
Keep customers on your site: collect their number and Mullahc sends the PIN prompt straight to their phone.
Payment links & invoices
No website? Share a payment link or send an invoice and get paid by wallet or mobile money.
Payouts
Refund customers or pay suppliers from your merchant wallet to any mobile money number, by API or dashboard.
Multi-currency
Accept your local currency and USD by default. Request more currencies and we review them for your account.
Signed webhooks
Know the moment you are paid with HMAC-signed notifications, plus a status API to verify every order.
How it works
Start accepting payments
1
Sign up as a merchant
Create your account and submit your business details for review.
2
Get approved
Once approved you get API keys and your local-currency and USD wallets.
3
Integrate or share
Use hosted checkout, Direct Charge or payment links. Test everything in the sandbox first.
4
Get paid
Payments land in your merchant wallet. Withdraw or pay out whenever you like.
For developers
A clean API, sandbox included
One set of keys for sandbox and live. Create a payment, send a phone prompt or make a payout in a single request, and verify it with a signed webhook.
- Hosted checkout, Direct Charge and Payouts APIs
- Idempotent requests: safe to retry
- Demo shop with a live API log to learn from
// Pay by phone: the customer gets a PIN prompt POST /api/merchant/direct-charge Authorization: Bearer TOKEN { "amount": 1500, "currency": "KES", "phone": "0712345678", "transaction_id": "ORDER-1043" } // Pay out to mobile money POST /api/merchant/payout { "amount": 500, "phone": "0733…", "network": "Airtel Money" }
What can my customers pay with?
Their Mullahc wallet, M-Pesa and Airtel Money (Kenya), with more networks added as they go live. Crypto is not accepted at checkout.
How do I receive the money?
Payments are credited to your merchant wallet in the payment currency. From there you can withdraw to mobile money or pay out by API.
Do I need a website?
No. Payment links and invoices work from the merchant dashboard; the API is there when you are ready.
Is there a test mode?
Yes. The sandbox uses the same requests as live with test phone numbers, and no real money moves.
More from Mullahc
Money should move as fast as ideas
Open your Mullahc account in minutes. Verification is quick, and you can start with the wallet, escrow or merchant tools.