๐Ÿš€ Next-Gen Fintech Ecosystem

Money Should Move as Fast as Ideas.

Mullahc is building Africa's next-generation financial ecosystem. A smarter, seamless way to send, receive, store, and manage your money, one wallet, one payment, one opportunity at a time.

Verified accounts Escrow-protected deals M-Pesa & mobile money

Built for how Africa moves money

24/7 Always available
Instant Transfers between wallets
Multi Wallet currencies
Encrypted Transactions protected
Get started

How Mullahc Works

From sign-up to your first payment in minutes.

01

Create Your Account

Sign up in minutes with your email and phone number.

02

Verify Your Email

Confirm your email address to secure your account.

03

Complete KYC

Verify your identity once to unlock withdrawals and higher limits.

04

Add Money

Top up your wallet through mobile money, bank transfer or card.

05

Pay & Cash Out

Pay merchants in-store or online, and cash out at any Mullahc agent.

06

Send, Request & Get Paid

Pay other users instantly, request money and share payment links anyone can pay.

07

Invite Friends

Refer friends to Mullahc and earn a bonus when they join.

08

Withdraw Anytime

Move money to your bank or mobile wallet, or cash out with an agent.

Services

What Mullahc Offers

Everything you need to send, receive, store and manage money, in one place.

Referral Rewards

Invite friends and partners to Mullahc and earn rewards as they start moving money.

Easy Withdrawals

Send funds to your bank or mobile wallet anytime, quickly and securely.

One Digital Wallet

Hold, send and receive money across currencies from one simple wallet.

Secure Payments

Pay online and offline merchants with your Mullahc balance, protected at every step.

Escrow marketplace

Buy and sell with zero risk

Hire a freelancer, buy a car or sell online without trusting a stranger. Mullahc holds the buyer's money and releases it to the seller only when the job is delivered.

  • Funds locked by licensed partners until you approve
  • Pay by milestone for bigger projects
  • Fair dispute resolution by the Mullahc team
  • Available across Africa in USDT/USDC, or local currency where Mullahc Finance is live
1Agree on the dealSeller lists it, or you send an offerOffer
2Buyer funds escrowM-Pesa, wallet or USDT/USDCLocked
3Seller deliversMilestones tracked in one placeIn progress
4Buyer approvesMoney released to the sellerReleased
For developers

Accept payments in a few lines

Create a payment on your server, send customers to the secure hosted checkout, and get a signed webhook when they pay. Sandbox and live, same API.

// 1. Create a payment (server side)
POST /api/merchant/make-payment
Authorization: Bearer TOKEN
{
  "amount": 1500, "currency": "KES",
  "transaction_id": "ORDER-1042",
  "ipn_url": "https://shop.example/webhook"
}

// 2. Redirect the customer
{ "payment_url": "https://mullahc.com/pay/TRXโ€ฆ" }
Who it is for

Built for Everyone Who Moves Money

Whether you run a shop, sell online, or just pay your friends back, Mullahc makes every transaction faster, safer and simpler.

Merchants & Agents

Accept payments in-store or online and serve customers with cash-in and cash-out.

Online Stores

Add Mullahc checkout to your website and get paid instantly and safely.

Instant Transfers

Send and receive money in seconds, day or night.

Referral Partners

Earn for every customer you bring to Mullahc, paid straight to your wallet.

Running a Business?

Accept payments in-store and online, track every sale in real time, and get paid instantly with a Mullahc merchant account.

Explore Merchant

Trusted by partners across Africa

Frequently Asked Questions

Everything you need to know about Mullahc.

How do I create an account?

Simply download the Mullahc app or visit our website, click "Sign Up," and follow the registration process. You'll need to provide basic information and verify your email/phone number.

What is KYC verification and why is it required?

KYC (Know Your Customer) is an identity verification process required for security and regulatory compliance. It helps protect your account and enables higher transaction limits.

Can I have multiple wallets?

Yes, Mullahc supports multiple currency wallets. You can create and manage wallets for different currencies within a single account.

What are the transaction fees?

Transaction fees vary depending on the type of transaction (transfer, payment, withdrawal, etc.) and the payment method used. You'll see the exact fee before confirming any transaction.

Which currencies does Mullahc support?

Mullahc supports multiple currencies. The currencies available to you depend on your region and account verification level.

Can I exchange between different currencies?

Yes, Mullahc offers currency exchange features allowing you to convert between different currencies in your wallet at competitive rates.

Can I integrate Mullahc with my website?

Yes, Mullahc provides API integration and plugins (including WooCommerce) to accept payments on your website or e-commerce platform.

Join the Mullahc Movement

Be part of a smarter way to move money across Africa. Create your account in minutes.

๐Ÿ“ฑ Mobile Apps

Take Mullahc Everywhere

Manage your wallets, send money and track every transaction from your phone.

Mobile apps launching soon